Drug and Protein Stability

August 17, 2009

Drug screening is technical examination of hair, semen, sweat, oral, and semen samples for determining the absence or presence of specific drugs or the metabolized traces.

Drug screening is turning…

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Business Survival in the Midst of Global Recession

August 17, 2009

Survival is front and center on the minds of business owners and operators in this time of global recession. Survival involves strategies for both growing the business to maximize profit and managing …

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12 Simple Measures for Reducing Workers’ Compensation Costs

August 17, 2009

Workers’ compensation is intended to protect employees injured on the job by making sure they receive prompt medical attention and payment for lost wages while they are disabled and out of work becaus…

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Creating a Corporate Wellness Program

August 17, 2009

Over the past several years, corporate wellness programs have gained popularity across organizations both large and small. With the New Year approaching, employees are making resolutions to shed exces…

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7 Costly Workers’ Comp Mistakes To AVOID!

August 17, 2009

Workers’ Compensation is not a fixed cost of doing business as many CEOs, CFOs and business owners think. It is actually a controllable expense. These seven mistakes employers make can drive workers’ …

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Adoption of Ergonomic Program Can Deflect Workforce Crisis

August 17, 2009

U.S. industry is headed toward a workforce crisis that will require critical changes in our national paradigm. Our workforce is not only declining in numbers, it is becoming increasingly multicultural…

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Workers wonder about library cuts – Rockford Register-Star

August 17, 2009

ROCKFORD — Rockford Public Library patrons and workers are unlikely to learn details of how the library will slice more than $700,000 from its $8.9 million budget until the library board votes on a proposal to submit to the union representing …

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Study: Louisiana ranked 18th in economic competitiveness – Alexandria Daily Town Talk

August 17, 2009

A new study from the American Legislative Exchange Council shows that Louisiana’s economic outlook ranks 18th out of 50 states. Click here to read the report on Louisiana. Click here to read the complete national report. The study — Rich States …

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Good Returns – Worcester Business Journal

August 17, 2009

Coupled with the impact of the recession, the sweeping changes in the newly enacted ADA Amendments Act (ADAAA) and the Family and Medical Leave Act (FMLA) have severely altered the economic and legal landscape for employers. These are two major …

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Workforce Alliance Applying $10 Million in Stimulus Funds to Improve … – Earthtimes

August 17, 2009

WEST PALM BEACH, Fla., Aug. 13 /PRNewswire-USNewswire/ — Workforce Alliance is applying approximately $10 million in recently-awarded American Recovery and Reinvestment Act funds, popularly known as stimulus funds, to significantly expand its …

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Experience Modification Rate

Are You Maximizing Efforts To Reduce Your Workers’ Compensation Costs?

 

Understanding your Experience Modification Rating (Experience Mod / X-Mod / E-Mod) and monitoring it regularly, plays a major role in reducing your Workers’ Compensation costs.

 
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Experience Modification Rate

Workers’ Compensation Rates

How are my Workers' Compensation Rates calculated?

 

The National Council on Compensation Insurance (NCCI) makes recommended rate changes. They use an intricate formula based on multiple factors. This information is given to the insurance companies and they adjust their rates accordingly.

 

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Workers Compensation Rates